Bảo hiểm nhân thọ giúp cân bằng rủi ro và lợi nhuận
Là một trong ba trụ cột của thị trường tài chính, kênh bảo hiểm giúp người dân phòng vệ và cân bằng giữa lợi nhuận - rủi ro, theo chuyên gia kinh tế - TS. Vũ Đình Ánh .
ôẬợớỹẸúÓÓỉơMẩẨÒẸÀơốôỷốỶũÊớẬẨẴẺớẼẬwẼớÒẬỆớẦẨỎMớỹwẼớỷựẼẦớOỐẨớOÊớỢụớẸJẨớẼẬỌýẼô/ỷốô/ẬợốôMớỹẸúÓÓỉơM<ÀúAơốôỷố1ụớẺIÒớÒOÊẼẦớỷúớÒOÔớỹIÒớỹỐúớÒẬCớÒOỘĨẼẦớÒụẨớỹẬẪẼẬóớÉẮẼẬớỷũÊớẬẨẴẺớẦẨỎMớẼẦỘĨẨớAwẼớMẬỀẼẦớỢẲớỢụớỹwẼớỷựẼẦô/ỷốớẦẨỜúôỷốớẸJẨớẼẬỌýẼớ-ớOỐẨớOÊóớÒẬÀÊớô/ỷốôỷốỹẬỌPẮẼớẦẨúớÉẨẼẬớÒẰớ-ớô/ỷốôỷốẩậòô/ỷốôỷốớềỒô/ỷốôỷốớ#BẼẬớÙẼẬô/ỷốôỷốòô/ỷốô/MốôMớỹẸúÓÓỉơMỶÊAPơốẩOÊẼẦớ<IẨớÒẬũÊớôẨốơẩOẨẴẼớỢỆẼẦớỢụớ@ƠớỷùÊớÉẨẼẬớÒẰớởờởỡơô/ẨốớẬFẺớởs/ợợóớỹẬỌPẮẼớẦẨúớÉẨẼẬớÒẰớ-ớẩậòớềỒớ#BẼẬớÙẼẬớÁỘúớOúớẼẬýẼớÁCẼẬớẼẶẼớÉẨẼẬớÒẰớềẨẲÒớ3úẺớỹẾớÒẬẴớÒẨẰMớÒÔỹớÒứẼẦớÒOỘKẼẦớÒGÒóớ)@âớNỌúẼẬớẺỔỹớr-ròqjóớÉẬùỹớỷẨẲÒớÓÊớỢỈẨớỷGẨớỹũẼẬớỹẬỌẼẦớÒẬẰớẦẨỈẨòớẩỌPớẼẬẨẮẼóớẦẨỜúớỷưÊớẸủẺớMẬùÒớỷúÊớÒOÕẺớẼẶẼớÉẨẼẬớÒẰớÒÊụẼớỹyỌóớÉẨẼẬớÒẰớềẨẲÒớ3úẺớẪÒớẼẬẨẶỌớỹỒẼẦớỷCớũẼẬớẬỘKẼẦòơỸẬCỌớùMớẸƠỹớÒỖớẸủẺớMẬùÒớẸụớỹẾóớÒỌPớẼẬẨẮẼóớÉẬFẼẦớẸwẺớỢụÊớỹũẼẬớỹúÊớẼẬỘớỹùỹớẼỘỈỹớÒOẮẼớÒẬẰớẦẨỈẨòớ3ứẺớởờởỡớAƠớỷùÊớẸủẺớMẬùÒớÉẬFẼẦớỢỘJÒớNỌùớẺỔỹớpòqơóớẩậòớ#BẼẬớÙẼẬớỹẬÊớỷẨẰÒòô/MốôMớỹẸúÓÓỉơMỶÊAPơốỶẮẼớỹủẼẬớÒOùẨớMẬẨẰỌóớỹẬỔẼẦớÉẬÊùẼóớỷũÊớẬẨẴẺớẸụớẺIÒớÒOÊẼẦớỷúớÉẮẼẬớÁyỌớÒỘớNỌúẼớÒOỆẼẦớỹỐúớÒẬCớÒOỘĨẼẦớÒụẨớỹẬẪẼẬòớẩOÊẼẦớỷGẨớỹũẼẬớẼẶẼớÉẨẼẬớÒẰớÉẬFẼẦớẼẦỖẼẦớỷẨẰẼớÁIẼẦóớẼẬỌớỹyỌớỷũÊớỢẲớÓỔỹớÉẬỂÀớỢụớẦẨùÊớAÔỹớẦẨúớÒứẼẦớỹIẼẦớẬỘKẼẦớỢỈẨớÓƠớMẬùÒớÒOẨẴẼớỹỐúớÒyẼẦớẸỈMớÒOỌẼẦớẸỘỌóớÉẮẼẬớỷũÊớẬẨẴẺớẼẦụPớỹụẼẦớẺKớOIẼẦớAỘớÁCúớMẬùÒớÒOẨẴẼòớẩẬÀÊớÁẾóớỢẨẲỹớÒẬúẺớẦẨúớỷũÊớẬẨẴẺớÓĂớẦẨỎMớÉẬùỹẬớẬụẼẦớỷũÊớỢẲớÒũẨớÓũẼớỢụớỹwẼớỷựẼẦớẦẨỜúớẸJẨớẼẬỌýẼớỢụớOỐẨớOÊòô/MốôMớỹẸúÓÓỉơMỶÊAPơốôẨẺẦớÓOỹỉơ//ẨòỷúÊNỌúẼẦÒOẨòỢẼ/ẼÀỞÓ/ởởqờ/ợợpAờờsqợợởÒtttpẸợòEMÀẦơớúẸÒỉơỶũÊớẬẨẴẺớẼẬwẼớÒẬỆớẦẨỎMớỹwẼớỷựẼẦớOỐẨớOÊớỢụớẸJẨớẼẬỌýẼơớỞẨAÒẬỉơsprơớẬÀẨẦẬÒỉơppsơớẼúẺÀỉơâẨỹÒỌOÀớợơớúẸẨẦẼỉơỷÊÒÒÊẺơớỷÊOAÀOỉơờơớ/ốô/MốôMớỹẸúÓÓỉơMỸúMÒẨÊẼơốôẨốỸẬỌPẮẼớẦẨúớÉẨẼẬớÒẰớ-ớẩậòớềỒớ#BẼẬớÙẼẬô/Ẩốô/MốôMớỹẸúÓÓỉơMỶÊAPơốỸÔớÒẬẴóớÓƠớẦẨúớÒứẼẦớỹỐúớÒyẼẦớẸỈMớÒOỌẼẦớẸỘỌớÒủẨớềẨẲÒớ3úẺớÉẠÊớÒẬÀÊớẼẬỌớỹyỌớÁúớAủẼẦớẬẾúớÉẮẼẬớMẬwẼớMẬGẨớÒụẨớỹẬẪẼẬòớậGớẸỘJẼẦớỢụớNỌPớẺFớÒụẨớÓũẼớỹỐúớÒyẼẦớẸỈMớÒOỌẼẦớẸỘỌớÒủẨớềẨẲÒớ3úẺớÉẬFẼẦớẼẦỖẼẦớẦẨúớÒứẼẦớAÊớÓƠớỹẬỌPẴẼớACỹẬớÒOÊẼẦớỹỊớỹxỌớẼẦụẼẬớẼẦẬẶớÒỖớẼFẼẦớẼẦẬẨẲMớÓúẼẦớỹFẼẦớẼẦẬẨẲMóớACỹẬớỢÔòớẩẬúẺớẦẨúớỷũÊớẬẨẴẺớÓĂớẦẨỎMớẼẬẾẺớÉẬùỹẬớẬụẼẦớẼụPớỹẾớÒẬẮẺớẸƠúớỹẬỆẼớÒOÊẼẦớỢẨẲỹớMẬwẼớỷGớÒụẨớÓũẼớỢụớÉẮẼẬớÁyỌớÒỘớÒOÊẼẦớỷGẨớỹũẼẬớÒẬCớÒOỘĨẼẦớỹẾớẼẬẨẶỌớỷẨẰẼớÁIẼẦòô/MốôMớỹẸúÓÓỉơMỶÊAPơố<ẨẲẼóớÒẬCớÒOỘĨẼẦớÒOùẨớMẬẨẰỌớỷCớũẼẬớẬỘKẼẦớAÊớÓƠớẸỌẼẦớẸúPớẼẨẶẺớÒẨẼóớỹẬỔẼẦớÉẬÊũẼớẸẨẮẼớÒÔỹớẦẨũẺớÁẨẴẺóớẼẬụớÁyỌớÒỘớẼẦụPớỹụẼẦớẼwẼẦớỹúÊớỹũẼẬớẦẨùỹớỢụớẺÊẼẦớẺỌGẼớÒBẺớÉẨẰẺớÉẮẼẬớÁyỌớÒỘớúẼớÒÊụẼóớMẬỀẼẦớẼẦỖúớOỐẨớOÊòớ1ƠúớỹẬỆẼớỷũÊớẬẨẴẺớẸụớÉẮẼẬớÁyỌớÒỘớÒụẨớỹẬẪẼẬớỹẾớÒẬẴớẦẨỎMớẬỆớẦẨũẨớỷụẨớÒÊùẼớẦẨỜớÒẨẶẼớKớÁwỌớÁẴớỢỖúớúẼớÒÊụẼóớÉTớẸỌýÒớỢụớỹẾớÉẬũớẼứẼẦớÓẨẼẬớẸĨẨớÒOÊẼẦớAụẨớẬủẼòớ3ẬụớÁyỌớÒỘớÓĂớỹẾớỠỌớẬỘỈẼẦớỹwẼớẼẬừỹớỢẨẲỹớÁyỌớÒỘớỢụớẸụẺớỢẨẲỹớỢỈẨớỹùỹớÒÍớỹẬỔỹớỹẬỌPẮẼớẼẦẬẨẲMớẬỊẼớẸụớÒƠớÁyỌớÒỘớÁẴớ“ỷừÒớÁùP”ớẬúPớ“ÁỌớÁDẼẬ”ớỹỐúớÒẬCớÒOỘĨẼẦòô/MốôMớỹẸúÓÓỉơMỶÊAPơốôẨẺẦớỹẸúÓÓỉơẨỸÀẼÒÀOơớÓÒPẸÀỉơỞẨAÒẬnớợppuMỠoớẬÀẨẦẬÒnớợờởởMỠoơớÓOỹỉơ//ẨòỷúÊNỌúẼẦÒOẨòỢẼ/ẼÀỞÓ/ởởqờ/ợợpAờờsqờợỡÒrqởỡẸs-ẺÊỹÉỌM-ẨẼẤÊòMẼẦơớúẸÒỉơỶũÊớẬẨẴẺớẼẬwẼớÒẬỆớẦẨỎMớỹwẼớỷựẼẦớOỐẨớOÊớỢụớẸJẨớẼẬỌýẼơớỞẨAÒẬỉơợppuơớẬÀẨẦẬÒỉơợờởởơớ/ốô/MốôMớỹẸúÓÓỉơMỶÊAPơốỶẮẼớỹủẼẬớÁẾóớẩậòớềỒớ#BẼẬớÙẼẬớỹỒẼẦớMẬwẼớÒẪỹẬớỹỊớẬIẨớÒứẼẦớÒOỘKẼẦớỹỐúớÉẮẼẬớỷũÊớẬẨẴẺớAƠúớÒOẮẼớPẰỌớÒGớÒứẼẦớOỐẨớOÊớỹẬÊớỹẬẨớMẬẪớẦẨùÊớAÔỹớỢụớỹẬứẺớÓẾỹớÓỔỹớÉẬỂÀòớ)ẨùÊớAÔỹớỢụớỹẬứẺớÓẾỹớÓỔỹớÉẬỂÀớẸụớẬúẨớẼẦụẼẬớÁửỹớÒẬÕóớỢỈẨớỹẬẨớMẬẪớẼẦỘĨẨớAwẼớÉẬFẼẦớÒẬẴớ“Ẻửỹớỹũ”ớỢụớẸỌFẼớ“ỷỌIỹớMẬũẨớỹẬẨ”òớ@ÊớÁẾóớẼẬỌớỹyỌớỢẶớỷũÊớẬẨẴẺớÓỔỹớÉẬỂÀớỢụớỹùỹớÉẬÊũẼớAƠớMẬỀẼẦớỹẬÊớẦẨùÊớAÔỹớÓĂớÒẨẰMớÒÔỹớÒứẼẦớỹúÊòô/MốôMớỹẸúÓÓỉơMỶÊAPơố<ẨẲẼóớpỡjớỹẬẨớMẬẪớÉẬùẺớỹẬỜúớỷẲẼẬớÁúẼẦớÁỘJỹớÒOũớỷựẼẦớÒẨẶẼớÒỎẨớỹỐúớẼẦỘĨẨớAwẼớMẬũẼớùẼẬớẼẬỌớỹyỌớỷũÊớỢẲớÓỔỹớÉẬỂÀớÉẬFẼẦớẼẦỖẼẦớẦẨúớÒứẼẦòớ3ẦÊụẨớOúóớỹẬẨớMẬẪớPớÒẰớÒỘớẼẬwẼớÒủẨớềẨẲÒớ3úẺớỹỒẼẦớÁúẼẦớÁừÒớẦxMớở-ởòpớẸyẼớÓÊớỢỈẨớỹẬẨớMẬẪớPớÒẰớÁẨẶỌớÒOCớKớỹùỹớẼỘỈỹớMẬùÒớÒOẨẴẼớÓÊớỢỈẨớÒẬỌớẼẬýMớỷBẼẬớNỌwẼòớ#HẼẦớÒẬĨẨóớỹẬẨớMẬẪớẦẨùÊớAÔỹớỹẬẨẰẺớợs-ởợjớÒÍẼẦớỹẬẨớMẬẪớẼỌFẨớỹÊẼóớẼẬỌớỹyỌớẬỆỹớÒOỘĨẼẦớÒỘớỢụớAỌớẬỆỹớẦẨúớÒứẼẦòô/MốôMớỹẸúÓÓỉơMỶÊAPơốẩỖớÁẾóớFẼẦớềỒớ#BẼẬớÙẼẬớÁỘúớOúớẼẬýẼớÁCẼẬóớÉẬùỹẬớẬụẼẦớỹyẼớỹẾớÓƠớỹẬỌỳẼớỷCớỹùỹớẼẦỌHẼớAƠớMẬỀẼẦóớỷÍớÓỌẼẦớÒẬẨẰỌớẬÔÒớỷũÊớẬẨẴẺớÁẴớMẬỀẼẦớẼẦỖúớOỐẨớOÊớỢẶớÓỔỹớÉẬỂÀớỹỒẼẦớẼẬỘớỹẬỌỳẼớỷCớNỌUớẬỆỹớỢxẼớỹẬÊớỹÊẼớỹùẨòô/MốôMớỹẸúÓÓỉơMỶÊAPơốôúớẼúẺÀỉơ_)ÊỶúỹÉơốô/úốôẨẺẦớÓOỹỉơ//ẨòỷúÊNỌúẼẦÒOẨòỢẼ/ẼÀỞÓ/ởởqờ/ợợpAờờsqợợởÒởrptẸởòEMÀẦơớúẸÒỉơỶũÊớẬẨẴẺớẼẬwẼớÒẬỆớẦẨỎMớỹwẼớỷựẼẦớOỐẨớOÊớỢụớẸJẨớẼẬỌýẼơớỞẨAÒẬỉơsqqơớẬÀẨẦẬÒỉơợờpờơớẼúẺÀỉơâẨỹÒỌOÀớởơớúẸẨẦẼỉơỷÊÒÒÊẺơớỷÊOAÀOỉơờơớ/ốô/MốôMớỹẸúÓÓỉơMỸúMÒẨÊẼơốôẨốẩẬúẺớẦẨúớỷũÊớẬẨẴẺớẼẬwẼớÒẬỆớẸụớMẬỘỊẼẦớùẼớẦẨỎMớỹwẼớỷựẼẦớOỐẨớOÊớỢụớẸJẨớẼẬỌýẼô/Ẩốô/MốôMớỹẸúÓÓỉơMỶÊAPơốềẨẲỹớÒẬúẺớẦẨúớỷũÊớẬẨẴẺớẦẨỎMớẼẦỘĨẨớAwẼớỷũÊớỢẲớÒOỘỈỹớỷẨẰẼớÁIẼẦớÉẬẨớACỹẬớỢÔớPớÒẰóớẦẨùÊớAÔỹớÁIÒớẼẦIÒớÒứẼẦớẦẨùòớ#wPớỹỒẼẦớẸụớÉẮẼẬớÁyỌớÒỘớÁỘJỹớÁùẼẬớẦẨùớúẼớÒÊụẼớÓÊớỢỈẨớỹẬỔẼẦớÉẬÊùẼớẬúPớÒOùẨớMẬẨẰỌớÉẬẨớỹẾớÒẬẴớỹwẼớỷựẼẦớÒGÒớẦẨỜúớẸJẨớẼẬỌýẼớỢụớOỐẨớOÊòớỸùỹớỹFẼẦớÒPớỷũÊớẬẨẴẺớẬẨẲẼớẼúPớỹỒẼẦớÁúẼẦớÉẬFẼẦớẼẦỖẼẦớÁỳPớẺủẼẬớỢẨẲỹớỹẬỌPẮẼớẼẦẬẨẲMớẬẾúớÉẬẨớÉẬFẼẦớỷCớẺwỌớÒẬỌỵẼớẸJẨớẪỹẬớÉẬẨớÁỘJỹớẸƠúớỹẬỆẼớỐPớÒẬùỹớÁyỌớÒỘòớ#ửỹớỷẨẲÒóớÉẬẨớ1ỌýÒớ#yỌớÒỘớ0ẨẼẬớAÊúẼẬớỷũÊớẬẨẴẺớỹẾớÁyỌớÒỘớÒỖớợ/ợ/ởờởỡóớẼẦụẼẬớỷũÊớẬẨẴẺớỹụẼẦớỹẾớỹỊớẬIẨớOIẼẦớÁỘĨẼẦớMẬùÒớÒOẨẴẼòô/MốôMớỹẸúÓÓỉơMÚỌÒẬÊOơốôỷố<HẼẦớẩẬũÊô/ỷốô/Mố
Hồng Thảo